Forum Discussion

exzachely's avatar
exzachely
Network Novice
12 months ago

What kind of credit check?

I was interested in trying T-Mobile Home Internet, but I saw there is a required credit check. I am cleared to close on buying a home and I have been advised by my loan officer to avoid running my credit for anything. Does anyone know if it is a soft or a hard credit check? Other companies that service my area only run soft credit checks and I’d hate for this to be the reason I choose one company over the other.

  • Yep. Hard pull. Not worth it. I wanted to switch to 5G Home Internet too but I can't do it until I can do it with a soft pull. 

  • It’s a hard credit check. Your loan officer is correct. Don’t do it